Life Insurance
Life insurance is a crucial step in planning for your future and the future of your loved ones. We believe that life insurance needs to have a specific purpose and need; otherwise it’s just a waste of money.
Term Life Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.
Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.
Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.
Health Insurance
Health Insurance can be the difference between financial stability or disaster in the midst of a medical crisis.
For those of us who can’t qualify for Medicare, there seem to be few too options. However, there are a few alternatives that most people don’t know about. In fact, in a lot of cases these might be the better option when compared to an Affordable Care Act plan.
Critical Illness Plan
If you are interested in any of these options, please call or email us and we will be glad to run a quote—no pressure, we promise.