Do you want to really understand Medicare?

Our primary goal is to have educated clients who get the most out of their hard-earned Medicare coverage. You’ve paid a lot of taxes for it, now let’s maximize your benefits!

Medicare Insurance

Medicare Planning is one of our biggest strengths at Sound Harbor Financial.  Whether you are aging in (turning 65) to the Medicare System, retiring from employer coverage or shopping for a new plan, we can help! Because we are a brokerage firm, we have contracts with almost all of the Medicare Supplement companies & Medicare Advantage Plans.  If you want an unbiased opinion on pricing & coverage, let us help you.  Any of our agents can explain Medicare Parts A, B, C, & D in about 10 minutes.  We can help find the right Prescription Plan, and help you navigate the complex Social Security involvement with Medicare.  All Medicare Beneficiaries should have their plans reviewed every year to make sure they have the best coverage, at the best price.  Please contact us if your agent doesn't do this for you every year. 

Important Medicare Questions:

Important things to know AND understand about Medicare:

  • Am I eligible for Medicare?

  • Why am I getting SO MUCH stuff in the mail?!

  • What is Medicare Part A and how will it effect me?

  • What is Medicare Part B and how will it effect me?

  • What is Medicare Part C and how will it effect me?

  • What is Medicare Part D and how will it effect me?

  • How is Social Security involved with Medicare?

  • Do I need a Medicare Supplement?

  • What is the difference between a Medicare Supplement and a Medigap Plan?

  • What is the difference between a Medicare Supplement and a Medicare Advantage Plan?

  • Which Medicare Supplement is the best?

  • Who has the best rates?

  • How do I decide which Prescription Drug Plan to sign up for?

  • When can I sign up for a Prescription Plan?

  • When can I sign up for an Advantage Plan?

  • What is the penalty for not signing up for Part B of Medicare?

  • What is the penalty for not signing up for Part D of Medicare?

  • Which Doctors can I go see?

  • Why did my premium go up so much?